# RestAssured

> RestAssured (a brand of All Phone Leads, Inc., Pleasanton, CA) publishes plain-English guides to final expense and burial insurance for people roughly 50 to 85, reviewed by a licensed life insurance agent, and connects callers with independently licensed agents. RestAssured is not an insurance company or a government agency.

Key facts we cite: national median funeral cost about $8,300 with viewing and burial and about $6,280 with cremation (NFDA 2023); Social Security pays a one-time $255 death payment only to an eligible spouse or child; Medicare does not pay for funerals; there is no government "$25,000 final expense program."

## Guides
- [What Is Final Expense Insurance? A Plain-English Guide for Seniors](https://restassuredbenefits.com/learn/what-is-final-expense-insurance/): Final expense insurance is small whole life coverage that pays for a funeral and final bills. How it works, what it costs and who it's for.
- [What Do '$9.95 a Month' Unit-Based Life Insurance Plans Actually Buy?](https://restassuredbenefits.com/learn/995-a-month-life-insurance/): $9.95 a month life insurance buys one 'unit' of coverage, and what a unit pays shrinks as you age. How unit plans work and how to do the math.
- [VA Life Insurance for Veterans: Is VALife or Private Burial Insurance Right for You?](https://restassuredbenefits.com/learn/va-life-insurance-for-veterans/): VA life insurance (VALife) offers up to $40,000 to Veterans with a service-connected rating. Who qualifies, the 2-year wait, and when private plans fit.
- [Life Insurance for Seniors Over 80 (and 85 and 90): What You Can Still Get](https://restassuredbenefits.com/learn/life-insurance-for-seniors-over-80/): Yes, you can buy life insurance in your 80s. Which policies are available after 80, 85 and 90, how much coverage to expect and how to pay less.
- [Is the $25,000 Final Expense Benefit Real? What Those Ads Don't Tell You](https://restassuredbenefits.com/learn/is-the-25000-final-expense-benefit-real/): Ads promise a $25,000 final expense benefit for $2 a day. There's no government program. Here's what's real and how to check any offer.
- [Cheapest Life Insurance for Seniors Over 70 and 75: What Actually Lowers the Price](https://restassuredbenefits.com/learn/cheapest-life-insurance-for-seniors-over-70/): The cheapest life insurance for seniors over 70 depends on age, health and policy type. What drives the price and how to lower it without losing coverage.
- [Burial Insurance With No Waiting Period: Who Qualifies and How It Works](https://restassuredbenefits.com/learn/burial-insurance-no-waiting-period/): Some burial insurance pays in full from day one; others make your family wait 2 years. How waiting periods work and how to get immediate coverage.

## About
- [About RestAssured](https://restassuredbenefits.com/about/): who we are, how we are paid, who reviews content
- [How it works](https://restassuredbenefits.com/how-it-works/): one free call with a licensed agent, no obligation
- [Editorial standards](https://restassuredbenefits.com/editorial-standards/): sourcing, licensed-agent review, corrections

## Optional
- [Full text of all guides](https://restassuredbenefits.com/llms-full.txt)
- [Licensing and disclosures](https://restassuredbenefits.com/licensing/)