About us

Editorial standards

Insurance decisions affect families at hard moments. Here’s how we make sure what we publish is accurate and useful.

How we choose topics

We write about the questions real people ask when they look for final expense and burial insurance, including questions about confusing or misleading ads. We don’t publish articles just to fill a calendar.

How we check facts

• Figures such as funeral costs, Social Security and VA benefits come from primary sources (government agencies and industry associations), and every article lists its sources.
• Every article is reviewed by a licensed life insurance agent before publishing.
• We describe insurance features in general terms. Exact terms vary by insurance company and state, and we say so.

How we stay independent

Insurance companies don’t pay to appear in our articles, and they don’t review or approve our editorial content. Our agents are paid by commission when a customer buys a policy; we disclose that plainly on our How it works page.

Updates and corrections

We review articles when benefits or rules change and show the “Updated” date at the top of each one. If you spot an error, email info@allphoneleads.com and we’ll correct it promptly.

Not advice for your specific situation

Our articles are general education, not legal, tax or financial advice. A licensed agent can explain how any specific policy works for you.