Simple and free

How it works

Getting final expense coverage should take one phone call, not a week of sales pitches. Here’s exactly what happens.

1. You call a licensed agent

When you call the number on this site, you’re connected with an independently licensed insurance agent. Agents are licensed by your state and appointed with the insurance companies they offer. The call is free, and you’re never obligated to buy anything.

2. You answer a few questions

The agent asks your age, your state, how much coverage you’d like and a short list of health questions, such as recent hospital stays or major conditions. There’s no medical exam and no blood work. Having your medication list handy helps the agent match you with the right insurance company.

3. You compare real options

The agent shows you the policies you qualify for, the monthly price of each and, most importantly, when each one pays in full. Some policies pay from day one. Others have a waiting period, and you deserve to know which you’re buying. Learn how waiting periods work.

4. You decide

If a policy fits, the agent can help you apply on the same call. Many applications get a decision quickly. If not, you hang up with honest information and no pressure.

How we’re paid

You never pay RestAssured or the agent anything. If you buy a policy, you pay your premium directly to the insurance company, and the insurer pays the agent a commission. Prices are set by the insurance company and filed with state regulators, so buying through an agent doesn’t cost you more.