Learning center
Final expense insurance, explained
Plain-English guides to burial and final expense insurance, reviewed by a licensed agent.
The basics
What Is Final Expense Insurance? A Plain-English Guide for Seniors
Final expense insurance is small whole life coverage that pays for a funeral and final bills. Learn how it works, what it costs, who it's for and how it compares to other options.
Read the guide →Coverage by age
Life Insurance for Seniors Over 80 (and 85 and 90): What You Can Still Get
Yes, you can still buy life insurance in your 80s. Here's which types are available, how much coverage to expect, how age limits work, and how to keep the cost down.
Read the guide →Smart shopping
Is the $25,000 Final Expense Benefit Real? What Those Ads Don't Tell You
Ads promise a $25,000 final expense benefit for $2 a day or a state 'funeral fund.' Here's what's real, what isn't, and how to check any offer before you buy.
Read the guide →How coverage works
Burial Insurance With No Waiting Period: Who Qualifies and How It Works
Some burial insurance pays in full from day one, while other policies make your family wait two years. Here's how waiting periods work and how to qualify for immediate coverage.
Read the guide →